/* Solid Rock Microfinance Bank — site styles */
/* Self-hosted Google Fonts (Inter, Plus Jakarta Sans), variable woff2; subsets: latin, latin-ext, vietnamese (covers Yoruba ẹ ọ). */
/* Inter vietnamese */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/inter-vietnamese-f059b7.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Inter latin-ext */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-ext-b6db4a.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Inter latin */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-6ab57b.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Inter vietnamese */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/inter-vietnamese-f059b7.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Inter latin-ext */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-ext-b6db4a.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Inter latin */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-6ab57b.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Inter vietnamese */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/inter-vietnamese-f059b7.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Inter latin-ext */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-ext-b6db4a.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Inter latin */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-6ab57b.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Inter vietnamese */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/inter-vietnamese-f059b7.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Inter latin-ext */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-ext-b6db4a.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Inter latin */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/inter-latin-6ab57b.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Plus Jakarta Sans vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-vietnamese-8202b6.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Plus Jakarta Sans latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-latin-ext-5d8873.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Plus Jakarta Sans latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-latin-d4d84d.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Plus Jakarta Sans vietnamese */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-vietnamese-8202b6.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* Plus Jakarta Sans latin-ext */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-latin-ext-5d8873.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* Plus Jakarta Sans latin */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/assets/fonts/plus-jakarta-sans-latin-d4d84d.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  --navy: #273191;
  --navy-700: #1e2672;
  --navy-900: #121845;
  --orange: #f26a1b;
  --orange-600: #d9570b;
  --gold: #f4b400;
  --ink: #16193a;
  --text: #3d4260;
  --muted: #6b7090;
  --line: #e4e6f0;
  --soft: #f5f6fb;
  --white: #fff;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 10px 30px rgba(18, 24, 69, .08);
  --shadow-lg: 0 20px 50px rgba(18, 24, 69, .14);
  --container: 1200px;
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --display: "Plus Jakarta Sans", var(--font);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); font-size: 16px; line-height: 1.65; color: var(--text); background: var(--white); overflow-x: clip; }
img { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--orange-600); }
h1, h2, h3, h4 { font-family: var(--display); color: var(--ink); line-height: 1.2; margin: 0 0 .5em; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.25rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.35rem); font-weight: 800; }
h3 { font-size: 1.2rem; font-weight: 700; }
p { margin: 0 0 1em; }
ul { margin: 0; padding: 0; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; border-radius: 4px; }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 20px; }
.section { padding: 88px 0; }
.section--soft { background: var(--soft); }
.section--navy { background: var(--navy); color: #d8dbf5; }
.section--navy h2, .section--navy h3 { color: #fff; }
.eyebrow { display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--orange); margin-bottom: 12px; }
.section-head { max-width: 680px; margin: 0 0 48px; }
.section-head--center { text-align: center; margin-left: auto; margin-right: auto; }
.lead { font-size: 1.12rem; color: var(--muted); }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 10px 16px; z-index: 1000; border-radius: 6px; }
.skip-link:focus { left: 8px; color: #fff; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 24px; border-radius: 999px; font-weight: 700; font-size: .95rem; border: 2px solid transparent; cursor: pointer; transition: background .2s, color .2s, border-color .2s, transform .2s; font-family: inherit; line-height: 1.2; }
.btn:hover { transform: translateY(-1px); }
.btn--primary { background: var(--orange); color: #fff; }
.btn--primary:hover { background: var(--orange-600); color: #fff; }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-700); color: #fff; }
.btn--ghost { border-color: rgba(255,255,255,.7); color: #fff; }
.btn--ghost:hover { background: #fff; color: var(--navy); }
.btn--outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn--outline:hover { background: var(--navy); color: #fff; }
.btn svg { width: 18px; height: 18px; }

/* Top bar */
.topbar { background: var(--navy-900); color: #c3c7ea; font-size: .85rem; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 42px; flex-wrap: wrap; }
.topbar a { color: #c3c7ea; display: inline-flex; align-items: center; gap: 6px; }
.topbar a:hover { color: #fff; }
.topbar__group { display: flex; gap: 22px; align-items: center; flex-wrap: wrap; }
.topbar svg { width: 15px; height: 15px; flex: none; }

/* Header */
.header { position: sticky; top: 0; z-index: 100; background: #fff; border-bottom: 1px solid var(--line); }
.header .container { display: flex; align-items: center; justify-content: space-between; min-height: 82px; gap: 24px; }
.brand img { height: 52px; width: auto; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav__list { display: flex; gap: 4px; list-style: none; align-items: center; }
.nav__list > li { position: relative; }
.nav__link { display: inline-flex; align-items: center; gap: 4px; padding: 10px 12px; font-weight: 600; font-size: .95rem; color: var(--ink); border-radius: 8px; background: none; border: 0; font-family: inherit; cursor: pointer; }
.nav__link:hover, .nav__link[aria-current="page"] { color: var(--navy); background: var(--soft); }
.nav__link[aria-current="page"] { box-shadow: inset 0 -2px 0 var(--orange); border-radius: 8px 8px 0 0; }
.nav__link svg { width: 14px; height: 14px; transition: transform .2s; }
.dropdown { position: absolute; top: calc(100% + 6px); left: 0; min-width: 230px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-lg); padding: 8px; list-style: none; opacity: 0; visibility: hidden; transform: translateY(6px); transition: .18s; }
.has-dropdown:hover .dropdown, .has-dropdown.open .dropdown, .has-dropdown:focus-within .dropdown { opacity: 1; visibility: visible; transform: none; }
.has-dropdown:hover .nav__link svg, .has-dropdown.open .nav__link svg { transform: rotate(180deg); }
.dropdown a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--ink); font-weight: 500; font-size: .93rem; }
.dropdown a:hover, .dropdown a[aria-current="page"] { background: var(--soft); color: var(--navy); }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: var(--ink); }
.nav-toggle svg { width: 28px; height: 28px; }

@media (max-width: 1020px) {
  .nav-toggle { display: inline-flex; }
  .nav { position: fixed; inset: 0 0 0 auto; width: min(340px, 88vw); background: #fff; flex-direction: column; align-items: stretch; padding: 90px 20px 24px; gap: 16px; transform: translateX(100%); visibility: hidden; transition: transform .25s, visibility .25s; box-shadow: var(--shadow-lg); overflow-y: auto; z-index: 99; }
  .nav.open { transform: none; visibility: visible; }
  .nav__list { flex-direction: column; align-items: stretch; }
  .nav__link { width: 100%; justify-content: space-between; padding: 12px; }
  .dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: 0; padding: 0 0 0 12px; display: none; }
  .has-dropdown.open .dropdown { display: block; }
  .has-dropdown:hover .dropdown { display: none; }
  .has-dropdown.open:hover .dropdown { display: block; }
  .nav-close { position: absolute; top: 22px; right: 16px; }
  .brand img { height: 44px; }
  .header .container { min-height: 70px; }
  .topbar .hide-sm { display: none; }
}
@media (min-width: 1021px) { .nav-close { display: none; } }
.nav-backdrop { position: fixed; inset: 0; background: rgba(18,24,69,.45); z-index: 98; opacity: 0; visibility: hidden; transition: .25s; }
.nav-backdrop.show { opacity: 1; visibility: visible; }

/* Hero */
.hero { position: relative; min-height: min(78vh, 680px); display: flex; align-items: center; color: #fff; overflow: hidden; background: var(--navy-900); }
.hero__slides { position: absolute; inset: 0; }
.hero__slide { position: absolute; inset: 0; background-size: cover; background-position: center 30%; opacity: 0; transition: opacity 1.2s ease; }
.hero__slide.active { opacity: 1; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(18,24,69,.92) 0%, rgba(30,38,114,.78) 45%, rgba(30,38,114,.25) 100%); }
.hero .container { position: relative; z-index: 2; padding-top: 80px; padding-bottom: 120px; }
.hero__content { max-width: 620px; }
.hero__content h1 { color: #fff; margin-bottom: 18px; }
.hero__content p { font-size: 1.15rem; color: #dfe2fb; margin-bottom: 30px; }
.hero__tag { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25); padding: 6px 14px; border-radius: 999px; font-size: .82rem; font-weight: 600; margin-bottom: 20px; }
.hero__tag span { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); }
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; }
.hero__dots { display: flex; gap: 10px; margin-top: 40px; }
.hero__dots button { width: 34px; height: 5px; border-radius: 3px; background: rgba(255,255,255,.35); border: 0; cursor: pointer; padding: 0; }
.hero__dots button.active { background: var(--orange); }
.hero__text { transition: opacity .4s; }
.hero__text.fade { opacity: 0; }

/* Feature cards overlapping hero */
.features { position: relative; z-index: 3; margin-top: -80px; }
.features__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.feature { background: #fff; border-radius: var(--radius); padding: 28px 24px; box-shadow: var(--shadow-lg); border-top: 4px solid var(--navy); transition: transform .2s, border-color .2s; }
.feature:hover { transform: translateY(-4px); border-top-color: var(--orange); }
.feature h3 { font-size: 1.08rem; margin: 16px 0 8px; }
.feature p { font-size: .94rem; color: var(--muted); margin: 0; }
.icon-badge { width: 52px; height: 52px; border-radius: 12px; display: grid; place-items: center; background: #eef0fb; color: var(--navy); }
.icon-badge svg { width: 26px; height: 26px; }
@media (max-width: 960px) { .features__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .features__grid { grid-template-columns: 1fr; } .features { margin-top: -60px; } }

/* Split layouts */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.split--wide-text { grid-template-columns: 1.1fr .9fr; }
@media (max-width: 900px) { .split, .split--wide-text { grid-template-columns: 1fr; gap: 40px; } }
.media-frame { position: relative; }
.media-frame img { width: 100%; border-radius: 20px; object-fit: cover; box-shadow: var(--shadow-lg); }
.media-frame::before { content: ""; position: absolute; inset: 24px -18px -18px 24px; border: 3px solid var(--orange); border-radius: 20px; z-index: -1; }
.years-badge { position: absolute; left: -20px; bottom: 32px; background: var(--navy); color: #fff; padding: 20px 24px; border-radius: 16px; box-shadow: var(--shadow-lg); }
.years-badge strong { display: block; font-family: var(--display); font-size: 2.4rem; line-height: 1; color: var(--gold); }
.years-badge span { font-size: .85rem; font-weight: 600; }
@media (max-width: 560px) { .years-badge { left: 12px; bottom: 12px; padding: 14px 18px; } .media-frame::before { display: none; } }

.checklist { list-style: none; display: grid; gap: 12px; margin: 20px 0; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; }
.checklist li::before { content: ""; flex: none; width: 22px; height: 22px; margin-top: 2px; border-radius: 50%; background: var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 13px no-repeat; }
.mini-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 28px 0; }
.mini-card { padding: 20px; border-radius: 12px; background: var(--soft); }
.mini-card h3 { font-size: 1rem; margin-bottom: 6px; }
.mini-card p { font-size: .92rem; color: var(--muted); margin: 0; }
@media (max-width: 560px) { .mini-cards { grid-template-columns: 1fr; } }

/* Product categories */
.products { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.product { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 26px; display: flex; flex-direction: column; transition: box-shadow .2s, transform .2s; }
.product:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.product h3 { margin: 18px 0 14px; }
.product ul { list-style: none; display: grid; gap: 10px; margin-bottom: 22px; }
.product li { position: relative; padding-left: 18px; font-size: .95rem; }
.product li::before { content: ""; position: absolute; left: 0; top: .6em; width: 7px; height: 7px; border-radius: 50%; background: var(--orange); }
.product .more { margin-top: auto; font-weight: 700; font-size: .92rem; display: inline-flex; align-items: center; gap: 6px; }
.product .more svg { width: 16px; height: 16px; }
@media (max-width: 1020px) { .products { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .products { grid-template-columns: 1fr; } }

/* Product detail page */
.product-group { margin-bottom: 64px; scroll-margin-top: 110px; }
.product-group__head { display: flex; gap: 18px; align-items: center; margin-bottom: 26px; }
.product-group__head h2 { margin: 0; }
.product-group__head p { margin: 4px 0 0; color: var(--muted); }
.offer-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 18px; }
.offer { border: 1px solid var(--line); border-radius: 12px; padding: 22px; background: #fff; }
.offer h3 { font-size: 1.05rem; margin-bottom: 8px; }
.offer p { font-size: .94rem; color: var(--muted); margin: 0; }
.chip-nav { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 48px; }
.chip-nav a { padding: 9px 18px; border-radius: 999px; background: var(--soft); font-weight: 600; font-size: .9rem; color: var(--ink); border: 1px solid var(--line); }
.chip-nav a:hover { background: var(--navy); color: #fff; border-color: var(--navy); }

/* Calculator */
.calc { display: grid; grid-template-columns: 1.05fr .95fr; background: #fff; border-radius: 20px; box-shadow: var(--shadow-lg); overflow: hidden; }
.calc__form { padding: 44px; }
.calc__photo { position: relative; min-height: 360px; }
.calc__photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.field { display: grid; gap: 6px; margin-bottom: 16px; }
.field label { font-weight: 600; font-size: .9rem; color: var(--ink); }
.field input, .field textarea, .field select { width: 100%; padding: 13px 15px; border: 1.5px solid var(--line); border-radius: 10px; font: inherit; color: var(--ink); background: #fff; transition: border-color .2s; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(39,49,145,.12); }
.field textarea { min-height: 140px; resize: vertical; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calc__actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 8px; }
.calc__result { margin-top: 24px; padding: 20px 22px; border-radius: 14px; background: var(--navy); color: #d8dbf5; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.calc__result div span { display: block; font-size: .78rem; text-transform: uppercase; letter-spacing: .08em; }
.calc__result strong { font-family: var(--display); font-size: 1.25rem; color: #fff; word-break: break-word; }
.calc__result .main strong { color: var(--gold); }
.calc__note { font-size: .82rem; color: var(--muted); margin-top: 14px; }
.calc__error { color: #c0392b; font-weight: 600; font-size: .9rem; min-height: 1.4em; margin: 6px 0 0; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } .calc__photo { min-height: 220px; order: -1; } .calc__form { padding: 28px 22px; } }
@media (max-width: 560px) { .calc__result { grid-template-columns: 1fr; } .field-row { grid-template-columns: 1fr; } }

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stat strong { display: block; font-family: var(--display); font-size: clamp(2.2rem, 4vw, 3rem); font-weight: 800; color: #fff; line-height: 1.1; }
.stat span { color: #c3c7ea; font-weight: 500; }
.stat { padding: 10px; border-right: 1px solid rgba(255,255,255,.14); }
.stat:last-child { border-right: 0; }
@media (max-width: 760px) { .stats { grid-template-columns: repeat(2, 1fr); } .stat:nth-child(2) { border-right: 0; } }

/* Partners */
.partners { display: flex; align-items: center; justify-content: center; gap: 48px; flex-wrap: wrap; }
.partner { padding: 22px 36px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.partner img { height: 48px; width: auto; }

/* CTA band */
.cta-band { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-700) 60%, #2d38a8 100%); border-radius: 24px; padding: 56px; color: #fff; display: flex; justify-content: space-between; align-items: center; gap: 32px; flex-wrap: wrap; position: relative; overflow: hidden; }
.cta-band::after { content: ""; position: absolute; right: -80px; top: -80px; width: 280px; height: 280px; border-radius: 50%; background: rgba(242,106,27,.18); }
.cta-band h2 { color: #fff; margin-bottom: 8px; }
.cta-band p { color: #d8dbf5; margin: 0; max-width: 560px; }
.cta-band > * { position: relative; z-index: 1; }
.cta-band__actions { display: flex; gap: 12px; flex-wrap: wrap; }
@media (max-width: 560px) { .cta-band { padding: 36px 24px; } }

/* Page hero */
.page-hero { background: var(--navy); color: #d8dbf5; padding: 72px 0 64px; position: relative; overflow: hidden; }
.page-hero::before { content: ""; position: absolute; inset: 0; background: var(--bg) center / cover no-repeat; opacity: .18; }
.page-hero::after { content: ""; position: absolute; right: -120px; bottom: -160px; width: 420px; height: 420px; border-radius: 50%; border: 60px solid rgba(242,106,27,.14); }
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; margin-bottom: 12px; }
.page-hero p { font-size: 1.12rem; max-width: 640px; margin: 0; }
.breadcrumb { display: flex; gap: 8px; list-style: none; font-size: .87rem; margin-bottom: 18px; flex-wrap: wrap; }
.breadcrumb a { color: #c3c7ea; }
.breadcrumb a:hover { color: #fff; }
.breadcrumb li + li::before { content: "/"; margin-right: 8px; opacity: .5; }
.breadcrumb [aria-current] { color: var(--gold); }

/* About page */
.mv-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.mv { padding: 34px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); }
.mv--accent { background: var(--navy); border-color: var(--navy); color: #d8dbf5; }
.mv--accent h3 { color: #fff; }
.mv p { margin: 0; font-size: 1.05rem; }
@media (max-width: 760px) { .mv-grid { grid-template-columns: 1fr; } }
.values { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.value { text-align: center; padding: 30px 18px; border-radius: var(--radius); background: #fff; box-shadow: var(--shadow); }
.value .icon-badge { margin: 0 auto 14px; }
.value h3 { font-size: 1.05rem; margin: 0; }
@media (max-width: 860px) { .values { grid-template-columns: repeat(2, 1fr); } }

.timeline { list-style: none; position: relative; margin: 0; padding: 0 0 0 30px; }
.timeline::before { content: ""; position: absolute; left: 8px; top: 6px; bottom: 6px; width: 2px; background: var(--line); }
.timeline li { position: relative; padding-bottom: 30px; }
.timeline li:last-child { padding-bottom: 0; }
.timeline li::before { content: ""; position: absolute; left: -29px; top: 5px; width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 4px solid var(--orange); }
.timeline time { display: block; font-weight: 800; color: var(--navy); font-family: var(--display); font-size: 1.05rem; }
.timeline p { margin: 4px 0 0; }

.facts { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 16px; margin-top: 28px; }
.fact { background: var(--soft); border-radius: 12px; padding: 18px 20px; }
.fact span { display: block; font-size: .78rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); font-weight: 600; }
.fact strong { color: var(--ink); font-size: 1.05rem; }

/* People */
.people { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 26px; }
.person { background: #fff; border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); transition: box-shadow .2s, transform .2s; }
.person:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.person__photo { aspect-ratio: 4 / 5; background: var(--soft); overflow: hidden; }
.person__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 18%; }
.person__body { padding: 18px 20px 22px; border-top: 3px solid var(--orange); }
.person__body h3 { font-size: 1.02rem; margin-bottom: 4px; }
.person__body p { margin: 0; color: var(--muted); font-size: .9rem; font-weight: 500; }
.person--lead { display: grid; grid-template-columns: 340px 1fr; border-radius: 20px; margin-bottom: 44px; }
.person--lead .person__photo { aspect-ratio: auto; min-height: 380px; }
.person--lead .person__body { padding: 40px; border-top: 0; border-left: 4px solid var(--orange); display: flex; flex-direction: column; justify-content: center; }
.person--lead h3 { font-size: 1.6rem; }
.person--lead p { font-size: 1.05rem; }
.person--lead:hover { transform: none; }
@media (max-width: 760px) { .person--lead { grid-template-columns: 1fr; } .person--lead .person__photo { min-height: 0; aspect-ratio: 4 / 5; } .person--lead .person__body { border-left: 0; border-top: 4px solid var(--orange); padding: 26px; } }
.role-tag { display: inline-block; align-self: flex-start; background: #eef0fb; color: var(--navy); font-size: .78rem; font-weight: 700; padding: 5px 12px; border-radius: 999px; margin-bottom: 12px; letter-spacing: .04em; text-transform: uppercase; }

/* Requirements */
.req-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }
.req { border: 1px solid var(--line); border-radius: 18px; padding: 34px; background: #fff; }
.req__head { display: flex; gap: 14px; align-items: center; margin-bottom: 20px; }
.req__head h2 { font-size: 1.4rem; margin: 0; }
.req ol { margin: 0; padding: 0; list-style: none; counter-reset: req; display: grid; gap: 12px; }
.req ol li { counter-increment: req; display: flex; gap: 14px; align-items: flex-start; }
.req ol li::before { content: counter(req); flex: none; width: 28px; height: 28px; border-radius: 50%; background: var(--soft); color: var(--navy); font-weight: 800; font-size: .85rem; display: grid; place-items: center; }
@media (max-width: 860px) { .req-grid { grid-template-columns: 1fr; } .req { padding: 26px 22px; } }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; counter-reset: step; }
.step { position: relative; padding: 30px 26px; background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); }
.step::before { counter-increment: step; content: "0" counter(step); font-family: var(--display); font-weight: 800; font-size: 2.2rem; color: var(--orange); opacity: .9; display: block; margin-bottom: 8px; }
.step h3 { font-size: 1.08rem; }
.step p { margin: 0; color: var(--muted); font-size: .95rem; }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr; } }

/* Branches & contact */
.branches { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.branch { display: flex; gap: 16px; padding: 24px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.branch h3 { font-size: 1.05rem; margin-bottom: 4px; }
.branch p { margin: 0 0 10px; color: var(--muted); font-size: .95rem; }
.branch a { font-weight: 700; font-size: .9rem; display: inline-flex; gap: 6px; align-items: center; }
.branch a svg { width: 15px; height: 15px; }
.branch--hq { border-color: var(--navy); background: #f7f8fe; }
@media (max-width: 760px) { .branches { grid-template-columns: 1fr; } }
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 40px; align-items: start; }
.contact-card { background: var(--navy); color: #d8dbf5; border-radius: 20px; padding: 36px; }
.contact-card h2 { color: #fff; font-size: 1.5rem; }
.contact-card a { color: #fff; }
.contact-card a:hover { color: var(--gold); }
.contact-item { display: flex; gap: 14px; padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,.12); }
.contact-item:last-child { border-bottom: 0; }
.contact-item .icon-badge { background: rgba(255,255,255,.1); color: var(--gold); width: 44px; height: 44px; flex: none; }
.contact-item .icon-badge svg { width: 21px; height: 21px; }
.contact-item span { display: block; font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; }
.contact-item p { margin: 0; }
.form-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 36px; }
.form-note { font-size: .85rem; color: var(--muted); margin-top: 12px; }
@media (max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } .contact-card, .form-card { padding: 26px 22px; } }

/* FAQ */
.faq { max-width: 860px; margin: 0 auto; display: grid; gap: 14px; }
.faq details { border: 1px solid var(--line); border-radius: 14px; background: #fff; overflow: hidden; }
.faq details[open] { border-color: var(--navy); box-shadow: var(--shadow); }
.faq summary { list-style: none; cursor: pointer; padding: 20px 24px; font-weight: 700; color: var(--ink); display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; flex: none; width: 30px; height: 30px; border-radius: 50%; background: var(--soft); color: var(--navy); display: grid; place-items: center; font-size: 1.3rem; font-weight: 500; transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); background: var(--navy); color: #fff; }
.faq .answer { padding: 0 24px 22px; }
.faq .answer ul { padding-left: 20px; }
.faq .answer li { margin-bottom: 4px; }
.faq-group { max-width: 860px; margin: 0 auto 14px; font-size: 1.1rem; color: var(--navy); padding-top: 24px; }

/* Security notice */
.notice { display: flex; gap: 18px; align-items: flex-start; padding: 24px 28px; border-radius: 16px; background: #fff7f1; border: 1px solid #fbd9c3; }
.notice .icon-badge { background: var(--orange); color: #fff; flex: none; }
.notice h3 { margin-bottom: 6px; }
.notice p { margin: 0; }

/* Legal prose */
.legal { display: grid; grid-template-columns: 260px 1fr; gap: 56px; align-items: start; }
.toc { position: sticky; top: 110px; max-height: calc(100vh - 130px); overflow-y: auto; border-left: 2px solid var(--line); padding-left: 18px; }
.toc h2 { font-size: .8rem; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); }
.toc ol { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; }
.toc a { color: var(--text); font-size: .88rem; }
.toc a:hover { color: var(--navy); }
.prose { max-width: 780px; }
.prose h2 { font-size: 1.45rem; margin: 2em 0 .6em; padding-top: .4em; scroll-margin-top: 110px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.1rem; margin: 1.6em 0 .5em; }
.prose ul, .prose ol { padding-left: 22px; margin: 0 0 1em; }
.prose li { margin-bottom: 6px; }
.prose ol { list-style: lower-alpha; }
.prose a { text-decoration: underline; }
@media (max-width: 960px) { .legal { grid-template-columns: 1fr; } .toc { position: static; max-height: none; } }

/* Footer */
.footer { background: var(--navy-900); color: #b5b9de; padding-top: 72px; font-size: .95rem; }
.footer a { color: #b5b9de; }
.footer a:hover { color: #fff; }
.footer__grid { display: grid; grid-template-columns: 1.3fr .8fr 1fr 1.4fr; gap: 40px; padding-bottom: 48px; }
.footer h2 { color: #fff; font-size: 1rem; margin-bottom: 18px; letter-spacing: .02em; }
.footer ul { list-style: none; display: grid; gap: 10px; }
.footer__logo { background: #fff; display: inline-block; padding: 10px 14px; border-radius: 10px; margin-bottom: 18px; }
.footer__logo img { height: 46px; width: auto; }
.footer__branches li strong { color: #fff; display: block; font-size: .9rem; }
.footer__branches li { font-size: .9rem; line-height: 1.5; }
.socials { display: flex; gap: 10px; margin-top: 18px; }
.socials a { width: 40px; height: 40px; border-radius: 50%; background: rgba(255,255,255,.08); display: grid; place-items: center; }
.socials a:hover { background: var(--orange); color: #fff; }
.socials svg { width: 18px; height: 18px; }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 22px 0; font-size: .85rem; }
.footer__bottom .container { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer__reg { display: flex; align-items: center; gap: 8px; }
.footer__reg svg { width: 16px; height: 16px; color: var(--gold); }
@media (max-width: 960px) { .footer__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer__grid { grid-template-columns: 1fr; } }

/* Back to top */
.to-top { position: fixed; right: 18px; bottom: 18px; width: 46px; height: 46px; border-radius: 50%; background: var(--orange); color: #fff; border: 0; display: grid; place-items: center; box-shadow: var(--shadow-lg); cursor: pointer; opacity: 0; visibility: hidden; transition: .25s; z-index: 50; }
.to-top.show { opacity: 1; visibility: visible; }
.to-top svg { width: 20px; height: 20px; }

/* Reveal animation */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}

@media (max-width: 760px) { .section { padding: 64px 0; } .page-hero { padding: 52px 0 46px; } }

/* 404 */
.notfound { text-align: center; padding: 120px 0; }
.notfound strong { font-family: var(--display); font-size: 6rem; color: var(--navy); display: block; line-height: 1; }