Frequently Asked Questions

Visit any of our branches with the required documents. You can find the full checklist on our account opening requirements page, or call us on +234 706 388 0641 to book an appointment.

• Duly completed account opening form
• Two recent passport photographs
• Valid means of identification (e.g. National ID, Driver’s Licence, International Passport, Voter’s Card)
• Utility bill (not more than 3 months old)
• Minimum opening balance as specified

• Duly completed account opening form
• Certificate of Incorporation / Business Registration
• Memorandum & Articles of Association
• Form CAC7 (Particulars of Directors)
• Form CAC2 (Allotment of Shares)
• Two passport photographs of each signatory
• Valid means of identification for signatories
• Utility bill (not more than 3 months old)

Yes. Our Cooperative Societies / Group Accounts include Solid Group Lending, the Asset Acquisition Scheme, the Membership Benefit Scheme and the Farmer Support Scheme. See group products.

• Solid Regular Savings Account
• Special Festive Account
• High Yield Savings Account
• Esusu / Daily Contribution
• Fixed / Term Deposit

• Income Support
• Solid Flex Credit
• Asset & LPO Financing
• Solid Group Lending
• Asset Acquisition Scheme
• Farmer Support Scheme

Use the loan calculator on our home page. Enter the loan amount, number of months and annual interest rate to see your estimated monthly instalment. Final terms are confirmed by the Bank during assessment.

Submitting an application does not guarantee approval. The Bank verifies your identity, reviews your financial information, assesses affordability and repayment capacity, and may request additional documents before making an offer. Approved facilities are governed by the applicable loan agreement.

Interest rates, fees and charges are communicated through the Bank’s official channels and product documentation, and may be reviewed from time to time. Please contact any branch for current terms.

Yes. The Bank, formerly Oke-Ona Egba Community Bank Nigeria Limited, was incorporated on 26th July 1991 (RC 167097), received a formal banking licence from the Central Bank of Nigeria on 25th May 2004, and received its final licence as a microfinance bank on 2nd January 2009. Read our story.

• Head Office (Ago-Oko): 17, Ijemo Agbadu Road, Ago-Oko, Abeokuta, P.M.B. 2108, Sapon Abeokuta, Ogun State
• Elega Branch: Family Plaza, Saje, Abeokuta, Ogun State
• Kuto Branch: Kuto Market, ADC Building, Kuto Motor Park, Kuto, Abeokuta, Ogun State
• Ifo Branch: Along Lagos/Abeokuta Express Road, Iyana Coker Bus-Stop, Beside Edible Frozen Foods, Ifo, Ogun State

Call +234 706 388 0641, +234 818 730 3859, +234 706 288 4732, +234 906 706 5031, email info@solidrockmfb.com, or send us a message.

• Keep passwords and PINs confidential
• Never share your OTP with anyone
• Use only official Solid Rock MFB channels
• Be cautious of phishing emails and fraudulent messages
• Report suspicious activities promptly
• Keep devices used for digital banking secured

Contact us through any official channel: call +234 706 388 0641, email info@solidrockmfb.com, or visit any branch. Complaints are handled under the Bank’s complaints-management procedures and applicable regulatory requirements. If you are dissatisfied with the resolution, you may have escalation rights under relevant regulatory and dispute-resolution frameworks.